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Check Eligibility, Benefits and Apply For PM SVANidhi Schem

The Indian government is encouraging people to work for themselves. They have different plans to help with this, and one of them is called the PM SVANidhi Scheme. This plan provides money from the government to help start your own business. This special scheme is specifically for street vendors. Let’s learn more about this plan in detail.


PM Swanidhi Scheme :-


In PM Swanidhi Yojana, there is a way to get money called “credit facility.” This means people can borrow money by promising something valuable. With this borrowed money, they can begin a new business. This plan was created after the Covid pandemic.


In this plan, the government lends amounts starting from Rs 10,000 to Rs 50,000.


If you’re thinking about using this plan, here’s the information: the first time, you can receive a loan of Rs 10,000. For the second time, you can get Rs 20,000, and for the third time, you can receive Rs 50,000. The money borrowed in this plan needs to be paid back within 12 months.


Advantages of PM Swanidhi Yojana:

1. Start a Business: You get a loan to begin your own business.


2. Subsidy on Early Repayment: If you pay back the loan early, you receive a 7 percent discount.


3. Cashback for Digital Payments: The government rewards you with cashback when you make digital payments.


You can get cashback ranging from Rs 25 to Rs 100.


How to apply:

1. To apply for this plan, visit a government bank.

2. You will receive a form for this plan. Once you fill out the form, attach the required documents.

3. Next, explain the type of business you want the loan for.

4. After checking your documents, they will provide you with the loan.


What documents do you need?

1. Aadhaar Card

2. Bank Account Number (Details of your bank account)

3. Address Proof (Your mobile number)

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