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Paytm UPI Lite allows small payments without a PIN


Paytm Payments Banks Limited has launched UPI LITE, enabled by National Payments Corporation of India for multiple small-value UPI transactions. The UPI LITE feature will help with faster real-time transactions
with a single click through Paytm as the bank aims to drive the adoption of digital payments across the country.


The small value transactions would now only show in the Paytm balance and history section, and not in the bank passbook.


As a part of its efforts to drive innovation, the Bank said it is the first payments bank to launch such UPI LITE feature.


"Once loaded, a UPI LITE wallet allows a user to do instant transactions of up to ₹200, making the entire experience quick and seamless. A maximum of ₹2,000 can be added twice in a day to UPI LITE, making the cumulative daily usage up to ₹4,000," it said in a release.


UPI LITE, users can carry out a large number of small-value UPI payments in a superfast manner without worrying about cap on the number of bank transactions.


HERE’S HOW YOU CAN ENABLE UPI LITE ON YOUR THIRD PARTY APPS


  • Open your third-party UPI app.
  • On the home screen, you can see an UPI Lite option, tap on it.
  • Accept the terms and conditions.
  • Add the amount you want to send through UPI and select the bank.
  • Enter the UPI PN
  • Enjoy UPI Lite.

HERE’S HOW YOU CAN MAKE A TRANSACTION FROM UPI LITE


  • Open the third party app.
  • Choose to pay
  • Enter the amount
  • Money will be send successfully without UPI PIN


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