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Pay for Railway Tickets with UPI, Get 5% discount - Know details here

Indian Railways, the country's national transporter has announced that it has extended the discount scheme on booking train tickets through Unified Payments Interface (UPI)/Bharat Interface for Money (BHIM) at railway counters for another year till 12 June next year. 

Indian Railways started this mode of accepting payment for tickets from 1 December 2017. However, Railway passengers can avail of this discount by booking the tickets at counters and not by booking online tickets. 

Indian Railways has decided to provide a 5% discount on the total value of basic fare in PRS reserved counter ticket subject to maximum amount of discount of Rs. 50 on a ticket for payments made through Unified Payment Interface (UPI) including Bharat Interface for Money (BHIM) subject to value of ticket being Rs. 100 and more.

In a statement, it said," Railways has decided to extend the provision of 5% discount o­n the total value of basic fare o­n booking of reserved ticket through UPI (Unified Payment Interface) including BHIM application across computerized passenger Reservation System (PRS) counters up to 12 June 2022."

Terms And Conditions :-

  • It should be noted that the discount applies only to bookings made in person at PRS counters and not online.
  • For counter bookings paid through UPI or BHIM, a discount of 5% is offered on the total value of basic fare. 
  • The minimum fare total has to be Rs 100 in order to avail the discount.
  • The maximum discount applicable is capped at Rs 50.

Steps to Get 5% Ticket :-

  • Travel details must be given to the employee at the PRS counter. 
  • They will then tell the passenger the payable amount. 
  • The passenger must then choose UPI/BHIM as mode of payment.
  • The employee will then ask the passenger to provide their Virtual Payment Address (VPA) and will then proceed to input the same in the terminal.
  • The passenger will receive a message on their phone with a request to confirm payment.
  • After the passenger approves the payment, the payable amount will be debited from their UPI-linked account which completes the transaction.
  • The counter will then print and issue the ticket.

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