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Google Pay rolls out 'Tap-to-pay' - Know how it works

Google Pay announced the rollout of 'Tap-to-pay' feature for its users on Android and iOS. The new feature will allow users to safely transact with their cards and use Tap-to-pay feature on NFC-enabled POS terminals and online merchants.
The NFC-powered payment feature was announced at the Google for India event last year. Though, we saw the first glimpse of it in August only.

Google says that it worked in close partnership with Visa and banking partners to enable the feature. It is currently available to all users of Axis and SBI Card while the company adds that the support will be added for Kotak and more banks expected to be added soon.

"Through tokenisation, Google Pay Android users can use their debit or credit card to make payments through a secure digital token attached to their phone without having to physically share their credit or debit card details. The feature also works with online merchants, delivering more native and seamless OTP experiences without any redirects to 3D Secure sites," the company said in a statement. 

To enable the tap and pay feature using your Android smartphone or iPhone, users will have to do a one-time set up by entering their card details and follow it by entering the OTP they get from the bank to add their card to the Google Pay app. After the registration, the feature can be used to make payments at NFC-enabled terminals.

Commenting on the new feature, Sajith Sivanandan, Business Head said, Google Pay and NBU - India said, "We are hopeful that the tokenisation feature will further encourage users to transact securely and safely in the current times, and expand merchant transactions both online and offline.  We are already live for Axis and SBI cardholders with Visa payments network and are working closely with Kotak and other banking partners to further expand the adoption of card-based payments with tokenisation in India."


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