Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched in 2014 by the government of India. The main aim of this scheme is to link people of all the sectors to the banking system. The scheme aims to make sure that every family/individual should
at least have one bank account. Through this scheme, every citizen could access all the financial subsidies passed by the government along with the banking schemes - directly by being on the grid, thereby eliminating the possibility of a middleman/contractor cheating them of their rightful dues.

The accounts opened under this scheme are Basic Savings Bank Deposit (BSBD) accounts with the feature of RuPay debit card and an overdraft. PMJDY also provides inbuilt accident insurance as well. In order to apply for PMJDY, you can fill the form online and you must be an Indian citizen in order to open the account under this scheme.

Minors above 10 years of age are also eligible to open the bank account under this scheme. Overdraft facility of up to Rs.10,000/- is available in only one account per household, preferably lady of the household. You need not deposit any amount of money to open a Jan Dhan account and this scheme provides every account holder with a RuPay debit card. 

How to open Pradhan Mantri Jan Dhan Yojana account?

Documents

In order to open Jan Dhan account, the documents which are permissible as eligibility proof are:
  • Driving licence,
  • Aadhaar card,
  • Voter id issued by the Election Commission of India,
  • Passport,
  • PAN card,
  • NREGA issued job card signed by a state government officer
  • or any document notified by the Central Government.


PMJDY form

You can obtain the form for Pradhan Mantri Jan Dhan Yojana from the official website of Pradhan Mantri Jan Dhan Yojana or any other bank website as well.

KYC details
Fill up with the form and attach proof documents like ID proof, address proof and also fill this form with full KYC details.

Take it to nearby bank branch
The documents along with account opening form must be taken to a nearby bank branch where you want to open Jan Dhan account.

Verification
After proper verification of the documents, your bank account will be opened.

9 Comments

  1. hi, my age is 67 years , nowI am retire,no acitvity , so i can open this account. thaks

    ReplyDelete
  2. Vidhwa painsion yajana apply kiye hue 2 year ho chuke hai but account mai paise nhi aaye hai plz cheak sir

    ReplyDelete
  3. mai to 2004 se Hero showroom me kaam karne par jb 24/11/19 ko jb esi office pta karne gaya to aaj tk katne ke baad bhi pta chala ki esi card Manya nhi h aur lockdown hone ke baad bhi March ki salary dene baad job ye final hisaab samajh le aise kya karna chahiye jawab de

    ReplyDelete
  4. Humari to jan dan account nahi hain

    ReplyDelete
  5. Maera khaata to bank nai band kar Diya
    2years Phlae khulvaya tha. 0 balance
    Sae. Or bank bolta h ki aap ka khaata band ho gya h. Balance Nahi dalvaya esliyae.

    ReplyDelete
  6. koi bi sckeem pm kissan yo ho ya koi bi hame koi khuch nahi detta ...khana to mehnat majduri krke hi hai..ab to mehnat bi nhi hoti kya kre

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  7. This comment has been removed by the author.

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  8. Mujhe Pradhan mantri awas yojna ki sceme Chahiye q ki mere pas apna ghr nahi hai Mai rent pe rahti hu.

    ReplyDelete
  9. Main 4years hua Vending Zone main rent main dokan kiya hun . Gov ne jo bhi stret shop ko benifit detahai bo San mere shop Room owner ko benefit mila hai. Milne ki bad bhi har month rent lets hai. Gov ko requests karta hun plz mere ko kuch sahayata kar sakte.
    Mera jandhanyojana ac nahin hai.phir bank abhi Janese ac open ke lite mana kare hain. Plz suggest me.

    ReplyDelete

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