Indian Railway Catering and Tourism Corporation (IRCTC) has enabled various methods for the payment of the ticket booking amount on the IRCTC e-ticketing website, www.irctc.co.in. IRCTC e-wallet is one of the payment options
among other payment channels such as debit cards, credit cards, net banking, mobile wallets, IRCTC-SBI co-branded cards, etc, which can be used for paying the train ticket booking amount on the IRCTC website.
among other payment channels such as debit cards, credit cards, net banking, mobile wallets, IRCTC-SBI co-branded cards, etc, which can be used for paying the train ticket booking amount on the IRCTC website.
According to IRCTC, the IRCTC e-wallet can be topped up in advance before proceeding for the ticket booking process and can be used seamlessly as a payment option for paying the ticket booking transaction amount. A user can register for the IRCTC e-wallet by paying a non-refundable fee of Rs 50 (excluding service tax) and a transaction charge of Rs 10 (excluding service tax).
The facility of IRCTC e-wallet can only be availed by resident Indians with a working Indian mobile number, IRCTC said. With the facility of IRCTC e-wallet account, a user can save money on payment gateway charges per ticket and can save time by eliminating the payment approval cycle.
The IRCTC e-wallet account can be managed and refilled by logging into the IRCTC e-ticketing website by using the registered IRCTC login ID and password. IRCTC e-wallet account reduces the dependency on other payment channels such as a bank, mobile-e-wallet as a user can book train tickets when any of the provided banks turn offline.
With the incorporation of IRCTC e-wallet account, IRCTC offers secure ticket booking by providing transaction password/PIN which will be required to be entered for every train ticket booking done via IRCTC e-wallet. Interestingly, the refund amount will be credited back to the user’s IRCTC e-wallet account on the next day in case of ticket cancellation. IRCTC e-wallet transaction history, IRCTC e-wallet payment history can be checked by a separate link provided by the IRCTC with which users can also change the transaction password.
How to register for IRCTC e-wallet? How to pay ticket booking amount?
Firstly, a user is required to login to the IRCTC account with the existing IRCTC user ID and password. Navigate to the IRCTC e-wallet section on ‘Plan My Travel’ page and click on ‘IRCTC e-wallet Registration’ link. IRCTC e-wallet user verification can be completed by providing the PAN card or Aadhaar card details along with other user-specific description. A user will be directed to pay a one-time non-refundable registration fee of Rs 50 via any of the payment options available for IRCTC e-wallet.
Following the successful registration of IRCTC e-wallet account, a user can add a minimum deposit of Rs 100 up to a higher limit of Rs 10,000. IRCTC suggests that passengers can top-up the IRCTC e-wallet account accordingly to the required ticket booking amount. The ticket booking amount can be paid through IRCTC e-wallet account which will be displayed as a payment option along with other payment channels. IRCTC has the right to change the membership fee and redemption of the IRCTC e-wallet account.
