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Sukanya Samriddhi Account benefits and more details here

Sukanya Samriddhi Yojana (SSY) is one of the best schemes where you can invest as little as Rs 250 per month to financially secure the future of your daughter. The scheme currently provides 8.5% interest, which is compounded annually. 

You can invest up to Rs 1.5 lakh in a financial year in the SSY
account opened in the name of your girl child. Moreover, you can also claim tax benefits under Section 80C on the invested amount. By saving a very small amount daily and investing them in the SSY account on a monthly basis, you can accumulate a big lump sum. Here's a look:

- By saving just Rs 35/day, you would be able to invest Rs 1050/month in the SSY account. At the current rate of interest, your Rs 35/day will turn into over Rs 5 lakh upon maturity. 

- Similarly, by saving just Rs 100/day, you would be able to invest Rs 3000/month in the SSY account. At the current rate of interest, your Rs 100/day will turn into over Rs 16 lakh upon maturity. 

- By saving Rs 200/day, you would be able to invest Rs 6000/month in the SSY account. At the current rate of interest, your Rs 200/day will turn into over Rs 33 lakh upon maturity. 

- By saving Rs 300/day, you would be able to invest Rs 9000/month in the SSY account. At the current rate of interest, your Rs 300/day will turn into over Rs 50 lakh upon maturity. 

The SSY account can be opened in the name of a girl child till she attains the age of 10 years. You can open only one account in the name of a girl child at a Post office, or at branches of authorised banks. You need to submit the birth certificate of the girl child in whose name the account is to be opened.

Currently, the SSY account can be opened with a minimum of Rs. 250 and thereafter any amount in multiples of Rs. 100 can be deposited. A minimum of Rs. 250 must be deposited in a financial year.

The SSY account matures on completion of 21 years from the date of opening of the account or on the marriage of the account holder, whichever is earlier.

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  1. how much to open a account and if we deposit 1000 per month what are the benefits

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  2. Please all plan description me ,how much year depojit any amount

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  3. I was remitting 5000 every month since inception of the scheme at the age of 3 years from the 2014 year how much money can I get at the time of maturity and when I can stop to remit.

    M.Somasekhar Chittoor District AP

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  4. Now my daughter is of 12 yrs...can i start depositing from this year onwards? Is there any period limit or time limit means deposits upto 5yrs or 10 yrs?

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  5. I SUBMIT 150000 PER YEAR THEN WHAT WE GAIN AFTER MATURITY OF THIS PLAN

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