Monday, 8 October 2018

Sukanya Samriddhi Yojana benefits youcan get, Here's How

From 1st October, Post Office
Sukanya Samriddhi Accounts offers 8.5% Per Annum Rate of interest, which is calculated on yearly basis, and yearly compounded.

- One can make a minimum deposit of Rs 1000 and maximum Rs 1,50,000 in a financial year. Subsequent deposit in multiple of Rs 100. 

- Deposits can be made in lump-sum. There is no limit on the number of deposits either in a month or in a Financial year. 

One can invest a minimum of Rs 1000 and a maximum Rs 1,50,000 in a financial year in the Post Office Sukanya Samriddhi Yojana account. Subsequent deposit in the account can be made in multiple of Rs 100. The deposits can be made in lump-sum. There is no limit on the number of deposits either in a month or in a Financial year. 

The Post Office Sukanya Samriddhi Yojana account can be opened in the name of the girl child below 10 years of age. 

Post Office Sukanya Samriddhi Yojana account interest rate: At present, the Post Office is offering  8.5% per annum interest rate (with effect from 1-01 -2018 ), calculated on yearly basis, yearly compounded.

Deposits in the Sukanya Samriddhi account needs to be made only for 14 years. At the current rate of interest, a yearly investment of Rs 1 lakh per year (Total= Rs 14 lakh), would return around Rs 46 lakh after 21 years. A yearly investment of just Rs 50,000 for 14 years, would return over Rs 23 lakh after maturity.  

Penalty: The account will be discontinued if one fails to deposit minimum Rs 1000 in a financial. It can be revived with a penalty of Rs 50 per year with minimum amount required for deposit for that year.

Partial withdrawal: Partial withdrawal, maximum up to 50% of the balance standing at the end of the preceding financial year, is allowed after the account holder becomes 18 years old.

Premature closure: Premature closure is allowed when the account holder becomes 18 years old or gets married. 


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21 comments:

  1. If we made 24000/- per year up to 14 years. what is the total amount would return after 21 years.

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  2. My daughter have 8yr old this year

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    Replies
    1. for valuable advice call me on this no.9000900352

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  3. If deposit 1000 per month then after 14 years how amount receive?????????

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  4. I m one of Dada of one beti .... Now you tell me how much I should deposit if my poti going to be complete 3 years of age ..... Now you tell me kitna jama karna h per year and for how many years

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  5. If I deposit only 1000/yr on 14yr.
    Then what is the total amount would return after 21 yrs

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  6. If I deposit only 1000/yr on 14yr.
    Then what is the total amount would return after 21 yrs

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  7. Fake news मैंने पोस्ट मे जा के पूछ लिया ऐसा कुछ नहीं है

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  8. 0वर्ष से सुरु करने पर 21वे वर्ष आपके जमा धन का 3.25गुना पैसा मिलता है
    एकदम बकवास प्लान है अगर पहले की तरीके फिक्स 9.25%ब्याज मिलता लगातार 14वर्षो तक तो इससे बढ़िया कोई प्लान नही था निवेश के लिए
    लेकिन ब्याज दर भी घटी और 14वर्ष की जगह 15वर्ष समय कर दिया तब से ये प्लान बेकार हो गया
    अब तो LIC ही सही है जिसमे पिता और बच्चे दोनों लोगो का रिस्क कवर होता है

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  9. If I deposit 5000/yr...what is total amount will get after 21 years...?????

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  10. thank for our gvt its very idealist plan

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  11. How to pay rate of interest

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  12. my daughter is now 22 days baby , can i participate the scheme sir

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  13. i am a govt employee can i participate in this scheme?

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  14. Very good plan. Thanks Modiji. No government in 70 years thought about this.

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  15. My daughter is 13 yyears(25/02/2005)old she is elegibile?

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  16. ha ha there is no document regarding parentage rate of interest

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